Disclaimer

[last updated July 2022]

Financial Disclaimer

Please note that I am not a financial advisor. I have not completed any training or qualifications and do not hold an Australian Financial Services License (otherwise known as an AFSL). Please do not ask me for financial advice as I am not allowed to provide it.

The information found on this site is purely for entertainment and general information purposes only and should not be taken as financial advice.

Always do your own research and take into account your personal circumstances. Meet with a professional if you are needing help or advice.

To find a licensed financial advisor in Australia, you can visit:

I am simply a mum who strives to be savvy with money. I love to help others to do the best they can with what have. I don’t pretend to have all the answers or be the savviest saver. In fact, I’m a spender at heart and have to work against my natural grain to be responsible with money. I’m on a journey to financial independence and simply wanting to share my thoughts and learnings along the way. 

Affiliate disclaimer

I provide some affiliate links to third party websites such as the Amazon Affiliates program.  I may earn a small commission from links, depending on the product value. These don’t cost you any extra but means that I can earn a small income from any sale that occurs. Please note that I only recommend brands, products or authors that I believe are worth buying and have either bought myself or would like to. I don’t recommend rubbish products. However, this does not mean that you should follow my recommendation. Products and brands can change over time. Always do your own research and take your time to consider if you need to make a purchase. I would prefer you saved your money and waited to make sure you need it, than buy just because I have a link on my site. I care more that you are money savvy and budget conscious than making money from my readers.

I find it helpful having links and recommendations from friends and people that I trust, so am happy to keep recommending products, provided that you are wise and do your own research.

I often put links to third party websites if I feel like it might add value or inspiration to you. Please note that I have no control over what third party websites say and they may change and adapt. Please use your discretion when you click on links and close any tab or window that is not appropriate or relevant to your needs. I am not responsible for the information found on those sites.

Advertising disclaimer

Moneysavvymamma participates in display advertising, such as Google Adsense which displays ads on the website that are relevant to the user via cookies. Moneysavvymamma complies with all policy regulations for the The Google Adsense Program.

General disclaimer

While every effort is made to keep content accurate and up to date, I am human and do my best. Because of this, I make no representations about the accuracy, reliability, timeliness, suitability, availability, and completeness of anything I say on this website, for any purpose, to the maximum extent permitted by applicable law. Anything contained on this website is provided “as is” without warranty or condition of any kind. You acknowledge and agree that you use this website at your own risk. 

You may come across errors or inaccuracies. This website will be regularly updated and changes will be made to content when necessary. Please contact me if you are concerned about something you have read or have questions in case it is something that I need to fix.

By using the moneysavvymamma website, you are agreeing to be automatically bound by this disclaimer.

If you don’t agree to these terms, please look elsewhere for information and inspiration.